Discretion · Loan Sales

How confidential is a commercial loan sale?

A direct, principal-to-principal sale is confidential: it runs under NDA, with no public marketing and no contact with the borrower, guarantors, or tenants without the seller's written authorization. That discretion protects the lender's borrower relationship, its reputation, and its exposure to lender-liability claims.

Discretion

How discretion is maintained

Why discretion matters

Careless contact with a borrower, an unannounced site visit, or a leaked sale can trigger lender-liability claims and damage long-standing relationships. A confidential direct sale removes a credit quietly — the opposite of broad market exposure. Standing Bid Capital is a direct principal buyer of CRE loans, discounted payoffs, and REO — $250K–$25M, all-cash, no re-trade, confidential. Request a confidential review.

Common questions
Will my borrower find out before the sale closes?

Not from us — there is no borrower contact without your written authorization, and underwriting is done by desktop and public-record review until you decide otherwise.

Is a direct sale more confidential than a process?

Yes — a competitive process exposes the asset and its data to a wide buyer list, while a direct sale is a single, principal-to-principal negotiation under NDA.

Who handles the borrower transition after closing?

The buyer manages the servicing transfer and borrower transition professionally; the seller exits the relationship cleanly.

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