A reference set of statistics on the commercial real-estate debt market — total debt outstanding, the share held by banks, the maturity wall, and delinquency trends — with sources. Figures change each quarter; confirm the latest before relying on a specific number.
| Metric | Figure | Source |
|---|---|---|
| CRE & multifamily mortgage debt outstanding | ~$4.8–5.0 trillion | Mortgage Bankers Association (MBA) |
| Share held by banks & thrifts | ~38% (~$1.8 trillion) | MBA |
| Maturing in 2025 | ~$957 billion | MBA |
| Maturing in 2026 | Heavy continued volume | MBA |
| US CMBS delinquency rate | ~6% (2026) | S&P Global / Trepp |
| Bank noncurrent CRE & reserve coverage | Rising noncurrent; falling coverage at community banks | FDIC Quarterly Banking Profile |
A large maturity wall meeting higher rates pushes otherwise-paying credits into maturity default, while rising noncurrent balances and falling reserve coverage pressure earnings and capital. Together they create a steady flow of credits that lenders resolve through workouts, discounted payoffs, and note sales. See the 2026 maturity wall.
Figures are directional and updated periodically; confirm the latest MBA, FDIC, and S&P/Trepp releases before citing a specific number.
Roughly $4.8 to $5.0 trillion in commercial and multifamily mortgage debt, per the Mortgage Bankers Association, with banks and thrifts holding about 38%.
The MBA reported roughly $957 billion maturing in 2025, with heavy continued volume into 2026 — the 'maturity wall.'
Primary sources include the Mortgage Bankers Association, the FDIC Quarterly Banking Profile, and S&P Global / Trepp for CMBS delinquency. Confirm the latest figures before relying on them.